Business Insurance

Today’s business owners need to work with an agent who they can count on to advise them on how to best protect their business operations.

At Blais Insurance, we are devoted to defining your insurance needs and suggesting a program tailored to your needs at the most affordable rates available to us.

Included Coverage:

  • Equipment Breakdown
  • Commercial General Liability
  • Fire Legal Liability
  • Building
  • Business Personal Property
  • Outdoor Property
  • Business Income
  • Accounts Receivable
  • Money & Securities, Valuable Papers
  • Outdoor Signs
  • Extra Expense Fire Department Service Charge
  • Fire Department Service Charge

Optional Coverage:

  • Glass and Signs
  • Computer Property & Extra Expense
  • Employee Benefits Liability
  • Hired and Non-Owned Auto
  • Professional Liability
  • Employee Dishonesty
  • Equipment Breakdown
  • Spoilage/Loss of Refrigeration
  • Employers Hired & Non-Owned Auto
  • Professional Liability

Available Products

  • Business Owners Policy
  • Commercial Automobile Insurance
  • Commercial Property
  • Commercial Excess Liability
  • Surety Bonds
  • Workers’ Compensation

Commercial Package Coverage

Many businesses require a more flexible policy that allows them to “mix and match” coverages. Commercial Package Policies are designed for larger retail, wholesale, industrial, contracting or service operations. The program features many optional coverages & endorsements, which packages many property & general liability coverages.

Coverage Highlights:

  • Off Premise Utility
  • Ordinance or Law
  • Property Off Premises coverage limit increased
  • Property in Transit coverage limit increased

Additional Coverages:

  • Employee Dishonesty
  • Salesperson’s Samples
  • Money and Securities

401-725-0070
One Walker Street
Lincoln, RI 02865

Office Hours:
Monday-Friday
9AM to 5PM

Closed Saturday

BIA Blais sticker